Did you know that there are almost 200 different banks in Brazil? In this article, I indicate the ten best digital banks to open an account in 2022. In the video below, I show the notes of the applications and more details of each of them.
If you’re thinking of trying out a new bank, but you still don’t know which one to choose, you can be sure that any one on this list is highly rated.
The ranking was made by iBest and was evaluated by experts, in addition to the votes of more than 18 million participants.
Let’s go to the ten best digital banks to have an account in 2022?
Agibank
No monthly fee to maintain the current account. Four free withdrawals and the others cost R$ 6.49 each. Free credit card in the first year, but in the others it will cost R$ 4.99 per month. Bank.
Banco Original
Monthly fee of R$ 24.90 to maintain the current account. Free and unlimited withdrawals included in the paid package. Four credit card options; with no annual fee, only the one with a cashback of 0.3%. It has a platform with some investments from the bank itself.
Banco BMG
No monthly fee to maintain the current account. Unlimited and free withdrawals. Card with no annual fee with cashback of 0.3% on debit and 0.8% on credit. It has a platform for some investments in CDBs, LCIs and LCAs.
Banco Next
No monthly fee to maintain the current account. Unlimited and free withdrawals. Free credit card in the most basic option. It has a platform with some Bradesco funds and diversified investments from Ágora brokerage.
C6 Bank
No monthly fee to maintain the current account. Unlimited and free withdrawals. Free credit card in the Platinum option. It has a diverse investment platform, but still not as broad as a brokerage.
Banco Inter
No monthly fee to maintain your current account. Unlimited and free withdrawals. Free credit card with 0.25% cashback. There are still other cards with higher cashbacks, but you must have minimum expenses or a certain amount invested. It has a complete investment platform.
Banking
No monthly fee to maintain the current account. Each withdrawal costs R$ 7.50. Free credit card, but it is necessary to invest in the bank’s CDB without liquidity and with a term of more than 6 months. Account with a remunerated account of 100% of the CDI and the investment platform allows investments in the bank’s own CDBs and in Treasury Direct, as well as in variable income, but there is a lack of more fixed income options.
Nubank
No monthly fee to maintain the current account. Each withdrawal costs R$ 6.50. Free credit card and an option with cashback, but with an annuity charge. Interested account of 100% of the CDI and access to the complete investment platform of Nu Invest .
Payment Market
No monthly fee to maintain the current account. Each withdrawal costs R$ 5.90. Free credit card with benefits on Mercado Livre purchases. Account remunerated at 100% of the CDI, but there are no other safe investments, such as Treasury and CDBs, nor even investments on the stock exchange, such as real estate funds and stocks. They go straight to cryptocurrencies, which seems to me a nonsense: most clients may be beginners and I would not recommend this type of investment.
Bank of Brazil
No monthly fee to maintain the current account. It has some free withdrawals, but the information is confusing, so I couldn’t specify the exact number. Several credit card options, with and without annuity. it looks so complete. CDBs start at R$500, and there are several options at brokerages to invest from R$1.
Keep in mind that there are more details for each bank, as well as links to each one in the video at the top of this article.
What are the best brokers to invest in in 2022?
Additionally, I made the video below about the ten best brokers to invest in 2022, according to the iBest ranking, among the more than 100 options in Brazil.
I also have news: Econoweek is running for the iBest award in the Investments and Economy categories. If you think our content is cool, you can contribute your vote.
