The taxpayer who is obliged to declare the Income Tax and does not do so for two years in a row faces problems that make his practical life hell. The CPF is pending regularization, and this causes several problems: the person cannot make loans and even has difficulty operating bank accounts or sending a Pix. It is also unable to obtain a passport, receive government benefits or hold public office.
Accountant Daniela Vieira says that, in most cases, the taxpayer discovers that he has the CPF pending in the period to deliver the declaration of the current year, accumulating two years or more of omission of the declaration.
In addition, when there is omission, in addition to the pending issues mentioned, the taxpayer can be fined, prosecuted and convicted of tax evasion.
“Most of the cases that come to me are from investors who operate on the Stock Exchange and do not fit into the other obligations. Any amount invested is required to declare in the Income Tax, and most are unaware of this obligation or ignore it because they think that only high values are inspected by the Federal Revenue”, warns the accountant.
Check out the cases in which different services can be blocked and how to solve this:
When applying for a passport, the document cannot be issued, as one of the requirements of the Federal Police for issuing a passport is that the individual must be in good standing with the Federal Revenue Service.
Daniela Vieira says that one of her clients tried to withdraw medication for hypertension at the popular pharmacy, but was unable to do so. The remedy would only be made available after regularization of the CPF. In another case, a client was suspended from receiving the INSS benefit for sickness aid.
Another example is the emergency aid denied to people who operate on the Stock Exchange: “There were 2 years of omission of income tax declaration. In this case, the client carried out operations on the Exchange as a day trader, and did not send the declarations. Day trader is obliged to declare”, informs Vieira.
When receiving a Pix with the key, which is the CPF, the payer is unable to send the money and a Pix Denied alert may appear for the paying account, as the bank is informed of the pending issue with the IRS.
There is a risk that the customer may receive an amount in the checking account, but not be allowed to withdraw the money due to the blocking of the account.
Call for public office
At the time of submitting the documentation to assume a public office, if irregularities are found in the CPF, it will not be possible to take office. In some cases, the deadline for not losing your place in admission can reach 30 days for the presentation of the due documents pending.
Loan and real estate financing
These types of banking services require a more accurate credit analysis. If the customer applies for a loan to buy a home, even after submitting all the documentation, the bank can deny the loan.
What to do if I have a service denied?
It is necessary to regularize the situation, looking for the Federal Revenue.
In general, the processing of regularization by the Revenue is done overnight, which returns the possibility of enjoying the services previously denied.
To check the status of the CPF on the website of the Federal Revenue, it is possible to access the option “Proof of Cadastral Situation in the CPF”.